Premium travel cards carry a higher annual fee in exchange for a more comprehensive travel benefits package — airport lounges, travel credits, elevated earning on travel spend, and stronger purchase and trip protections.
What this category is good for
- Airport lounge access on eligible cards
- Travel credits that offset part of the annual fee
- Elevated earning on travel-category spend
- Trip-delay, trip-cancellation, and rental-car protections vary
Who this is for
Frequent travellers who spend enough on flights and hotels each year that the perks and elevated earning outweigh the annual fee.